Being involved in an crash with a commercial truck is terrifying, and may leave you with a totaled car and lots of medical bills. You may be entitled to claim compensation for your injuries, but a failure to act in a timely manner may hurt your chances of recovering the full amount you deserve. Here are a some things that you should do within 30 days after a truck accident:
- Get the truck driver’s name and insurance information. The first thing that you should do is to get the truck driver’s name, the name of the trucking company, and the insurance information of the company. While Utah is a no-fault state, you can bring a lawsuit against the truck driver/trucking company if you meet a minimum dollar threshold. (see: the website of the Rocky Mountain Insurance Information Association for more information).
- Use your phone’s camera to take photos of the crash. If you are able, you should take pictures of the accident scene, including the license plate number of the truck. Be sure to photograph the vehicles’ positions, any skid marks in the road and all damage and debris.
- Obtain a copy of the accident report. You should report the accident to the police and wait for a law enforcement officer to arrive. At the scene, the investigating officer will create an accident report. Ask the officer when the report will be available and how you can get a copy.
- Seek medical attention. Be sure to seek medical attention as soon as possible for your injuries. In some cases, your injuries may require emergency medical care. In most cases, it is best to travel directly from the scene of the accident to the hospital for a checkup. Even if you do not feel injured, you should visit a doctor for an assessment and inform the physician that you have been in a collision. Some injuries are not immediately apparent after an accident.
- Report the accident to your insurance company. You must report the accident to your insurance company in a timely manner. Provide your insurance company with the identification information about the truck driver and the truck driver’s insurer.
- Decline to give the trucking company’s insurance company a statement. You will likely be contacted by the insurance company of the trucking company seeking a recorded statement. You do not have to provide a statement to the other driver’s insurer. Doing so may undermine your chances of obtaining a settlement. Politely decline and refer them to your attorney.
- Do not accept an initial settlement offer. An insurance adjuster may offer you a quick settlement offer if you will sign a waiver releasing the trucking company from further liability. While you may be tempted to take the money and be done with the case, initial settlement offers are often far less than the fair compensation that accident victims deserve. You should never accept a first settlement offer without having a knowledge attorney review it and discussing whether it is reasonable.
- Contact an experienced Utah truck accident lawyer. Truck crashes in Utah are often more complex than traditional car crashes, and the damages are usually much more serious. If you have been involved in a truck accident and need money to pay for your losses, our experienced Utah truck accident team at the firm of the Kramer Law Group knows how to navigate the claims process and seek the money you deserve.
To schedule a free case consultation with our knowledgeable truck crash attorneys today, contact us by filling out our online form.